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1 negative amortization
фин., банк., амер. отрицательная амортизация (увеличение основной суммы долга в тех случаях, когда периодические платежи по кредиту недостаточны для полного погашения процентов; иными словами, прибавление к основной сумме долга разницы между подлежащей выплате суммой процентов и фактически внесенной суммой)See:
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отрицательная амортизация: увеличение основной суммы долга в тех случаях, когда платежи по кредиту недостаточны для погашения процентов (разница прибавляется к основной сумме); обычно это случается с кредитами, процентная ставка по которым возрастает после выдачи кредита.* * *Постепенное погашение кредита с негативным балансом, негативная амортизация; отрицательная амортизация. График погашения кредита, согласно которому баланс непогашенной основной части увеличивается, а не списывается, поскольку запланированные ежемесячные выплаты не покрывают всей суммы, необходимой для постепенного погашения кредита. Невыплаченные проценты прибавляются к непогашенной основной сумме с тем, чтобы быть погашенными позже . A situation where the outstanding principal on a loan increases because debt service payments are insufficient to cover even all the interest, and the unpaid interest is added to the principal amount. Инвестиционная деятельность . -
2 negative amortization
1) Геология: отрицательная амортизация (увеличение основной суммы долга в тех случаях, когда периодические платежи по кредиту недостаточны для полного погашения процентов (разница прибавляется к основной сумме)2) Страхование: негативная амортизация3) Банковское дело: негативный износ, отрицательный износ4) Инвестиции: постепенное погашение кредита с негативным балансом -
3 negative amortization
English-Russian insurance dictionary > negative amortization
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4 negative amortization loan
фин., банк., амер. кредит с отрицательной амортизацией* (кредит, периодические платежи по которому меньше суммы процентов, начисляемой за соответствующие периоды; начисленная, но не уплаченная заемщиком сумма процентов прибавляется к основной сумме долга и подлежит выплате по истечении срока кредитования)See:* * *Англо-русский экономический словарь > negative amortization loan
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5 negative amortization loan
Банковское дело: заём с негативной амортизацией, заём с негативным износом, заём с отрицательной амортизацией, заём с отрицательным износом, кредит с негативной амортизацией, кредит с негативным износом, кредит с отрицательным износом, ссуда с негативной амортизацией, ссуда с негативным износом, ссуда с отрицательной амортизацией, ссуда с отрицательным износомУниверсальный англо-русский словарь > negative amortization loan
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6 negative amortization loan
фр. prêt à amortissement négatif
исп. préstamo de amortización inicial negativa
заем с дегрессивной амортизацией
Заем, погашаемый частичными равными платежами, фиксированный размер которых время от времени увеличивается (например, один раз в году или раз в два года). Первоначальные взносы обычно не оказывают существенного влияния на размер процентных начислений на основную сумму займа и невыплаченная их часть плюсуется к непогашенной части основной суммы займа. Но по мере того как размеры аннуитетов возрастают, они начинают влиять на процентные начисления и уменьшают непогашенную часть основной суммы займа.
Англо-русский словарь Финансы и долги > negative amortization loan
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7 negative amortization loan
English-russian dctionary of contemporary Economics > negative amortization loan
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8 negative amortization loan
English-russian dctionary of diplomacy > negative amortization loan
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9 amortization
сущ.тж. amortisation1) учет амортизацияа) (бухгалтерский процесс распределения стоимости долгосрочного актива во времени, при котором стоимость актива на систематической основе списывается в расходы тех отчетных периодов, в которых ожидается получение выгод от использования этого актива)The method and rates of amortization [of capital assets\] will be disclosed in the financial statements.
See:to calculate the amortization of an intangible asset — рассчитать сумму амортизации для нематериального актива
Amortization of the Company's real estate and intangible assets in 2008 increased to $50 million — амортизация [недвижимости компании и ее нематериальных активов\]
Syn:depreciation 3)2) фин. амортизацияа) (процедура корректировки учетной стоимости облигации, купленной по цене выше или ниже номинала, в течение срока владения ею)See:3) учет амортизация (истощение стоимости истощаемых природных ресурсов, напр., нефтяных скважин и месторождений полезных ископаемых)See:4) фин. амортизация [погашение, списание\] долгаа) (выплата долга путем периодических платежей процентов и частей основной суммы долга)Loan amortization shows you how interest and principal are paid off. — Процесс погашения долга показывает, как выплачиваются проценты и основная сумма долга.
б) (величина выплаты в каком-л. периоде)Syn:See:amortization of mortgage, loan amortization, constant-principal payment amortization, effective-interest amortization, level payment amortization, negative amortization, extinguishment of debt, planned amortization class bond, targeted amortization class bond5) юр. (отчуждение земельной собственности по праву "мертвой руки")
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амортизация: 1) бухгалтерская техника ежегодного списания стоимости актива в течение всего срока владения им путем регулярного отнесения части этой стоимости на доходы; в случае фиксированных активов обычно используется термин " depreciation" (см.), а истощимых природных ресурсов - " depletion"; списываться могут и нематериальные активы типа патентов и прав; 2) выплата, погашение кредита путем регулярных платежей кредитору или в фонд погашения по определенному графику; см. sinking fund; 3) амортизация (корректировка) учетной стоимости облигаций, купленных по цене выше номинала в течение срока владения ими (т. е. уменьшение этой стоимости по мере приближения к сроку погашения по номиналу); см. accretion of discount.* * ** * *. Погашение займа в рассрочку . This is similar to straight-line depreciation, allowing a business or individual to write off an expenditure over a number of years. Amortization generally applies to intangible assets. For example, you purchase a business consisting of a machine with a fair market value of $10,000 and goodwill of $15,000. You can't expense (write off) the cost in the year acquired, but you can depreciate the machine using any of several methods, including one that provides greater deductions in the early years. The goodwill can only be amortized over 15 years using a straight-line method, or $1,000 per year. Инвестиционная деятельность .* * *-----Финансы/Кредит/Валюта1. ежегодное списание стоимости актива2. постепенное погашение стоимости кредита-----ср. depreciation -
10 amortizing loan
банк., фин. амортизационный кредит (кредит, периодические выплаты по которому включают не только начисленные проценты, но и часть основной суммы долга, т. е. кредит, который погашается заемщиком постепенно, в течение всего срока действия кредита, в отличие от кредита, погашаемой разовой суммой по истечении срока кредита)Syn:Ant:amortization of debt, negative amortization loan, bullet loan, balloon loan, interest-only loan, constant payment loan, service of loan, amortization term, amortization schedule, amortization rateSee: -
11 capital-and-interest loan
банк., фин. кредит с выплатой процентов и (части) основной суммы* (кредит, по которому периодические платежи включают как проценты так и часть основной суммы, т. е. кредит постепенно погашается на протяжении всего срока кредитования; в отличие от кредита, погашаемой разовой суммой по истечении срока кредита)Syn:Ant:See:Англо-русский экономический словарь > capital-and-interest loan
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12 interest-only loan
сокр. IO loan фин. кредит с периодической выплатой только процентов* (кредит, по которому до истечения его срока выплачиваются только проценты, а основная сумма погашается в конце срока одним платежом)Syn:Ant:See:
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кредит, по которому до истечения его срока выплачиваются только проценты, а основная сумма погашается в конце срока одним платежом; может быть также кредит с отсроченным началом амортизации основной суммы; = bullet loan. -
13 non-amortizing loan
банк., фин. неамортизируемый [не погашаемый частями\] кредит* (кредит, по которому до истечения его срока выплачиваются только проценты, а основная сумма погашается в конце срока одним платежом)Syn:Ant:See:
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= interest-only loan. -
14 loan structuring
банк. структурирование кредита [займа, ссуды\] (определение условий кредита, которые наиболее соответствуют финансовым потребностям заемщика и в то же время являются выгодными и относительно безопасными для кредитора; включает определение суммы кредита, выбор типа кредита, составление графика выдачи и погашения кредита, назначение процентной ставки, подбор подходящего обеспечения и согласование с заемщиком иных условий кредитования)See: -
15 loan
1. nзаем; ссуда; кредит
- accommodation loan
- active loan
- adjustable mortgage loan
- advance loan
- agency loan
- agricultural loan
- amortization loan
- asset-based loan
- back-to-back loan
- bad loan
- balloon loan
- bank loan
- banking sector's nonperforming loans
- bank-to-bank loan
- below-market loan
- big loan
- bilateral loan
- blank loan
- borrowed-pledge security loan
- bottomry loan
- bridge loan
- bridging loan
- broker's loan
- building loan
- bullet loan
- business loan
- call loan
- callable loan
- capped floating rate loan
- cash loan
- character loan
- cheap loan
- clearance loan
- collared floating rate loan
- collateral loan
- collateralized loan
- commercial loan
- committed loan
- commodity loan
- compulsory loan
- concessionary loan
- consolidated loan
- consumption loan
- corporate loan
- Crown loan
- currency loan
- customer's loan
- daily loan
- day loan
- day-to-day loan
- dead loan
- dealer loan
- defaulted loan
- delinquent loan
- demand loan
- development loan
- direct loan
- disbursed loan
- discount loan
- discount interest loan
- distressed loan
- dollar loan
- domestic loan
- downstream loan
- droplock loan
- dud loan
- emergency loan
- emergency reconstruction loan
- Eurocurrency loan
- Eurosyndicated loans
- excess loan
- export adjustment loan
- external loan
- farm loan
- federal loan
- fiduciary loan
- fixed loan
- fixed-date loan
- fixed-interest loan
- fixed rate loan
- floated loan
- floating-rate loan
- forced loan
- foreign loan
- free-limit loan
- frozen loan
- funded loan
- funding loan
- gold loan
- government loan
- hard loan
- hedged loan
- high-interest loan
- home loan
- home finance loan
- home improvement loan
- housing construction loan
- hybrid loan
- indexed loan
- industrial loan
- industrial and trade policy adjustment loan
- installment loan
- interbank loan
- intercompany loan
- interest bearing loan
- interest-free loan
- interim loan
- intermediate loan
- internal loan
- inventory loan
- investment loan
- jeopardy loan
- jumbo loan
- large loan
- limited recourse loan
- local loan
- lombard loan
- long loan
- long-dated loan
- long-period loan
- long-sighted loan
- long-term loan
- long-term mortgage loan
- low-interest loan
- low-interest-rate mortgage loan
- lucrative loan
- margin loan
- market loan
- medium-term loan
- money loan
- morning loan
- mortgage loan
- multicurrency loan
- multilateral loan
- municipal loan
- national loan
- negative amortization loan
- net loans
- nonperforming loan
- on call loan
- one-off purpose-oriented loan
- outstanding loan
- overage loan
- overdue loan
- overnight loan
- package loan
- parallel loan
- participating loan
- participation loan
- past-due loan
- performing loan
- permanent loan
- permanent government loan
- perpetual loan
- personal loan
- pledge loan
- poorly performing loan
- precarious loan
- prematured loan
- prime-rate loan
- problem loan
- programme loan
- public loan
- purpose loan
- real estate loan
- receivable loan
- reconstruction loan
- recourse loan
- redeemable loan
- redemption loan
- rehabilitation import loan
- reimbursable loan
- renegotiated loan
- repaid loan
- replacement loan
- resetter loan
- seasonal loan
- seasoned loan
- sector loan
- sector adjustment loan
- sector investment and maintenance loan
- secured loan
- securities loan
- securitized loan
- self-liquidating loan
- self-liquidation loan
- senior loan
- short loan
- short-dated loan
- short-sighted loan
- short-term floating rate loan
- short-time loan
- sight loan
- signature loan
- simple-interest loan
- single loan
- sinking-fund loan
- small business loan
- soft loan
- sovereign loan
- sovereign-risk loan
- stabilization loan
- stand-by loan
- state loan
- sterling loan
- stock exchange loan
- straight loan
- street loan
- subsidiary loan
- swing loan
- syndicate loan
- tax-exempt loan
- technical assistance loan
- term loan
- tied loan
- time loan
- time-slice loan
- underperforming loan
- undersubscribed loan
- underwater loan
- undisbursed loan
- unlimited loan
- unrecoverable loan
- unsecured loan
- upstream loan
- utilized loan
- variable rate loan
- viable loan
- watch loan
- weekly loan
- loan against borrower's note
- loan against goods
- loan against a guarantee
- loan against hypothecation of goods
- loan against payment documents
- loan against pledged bills
- loan against pledge of goods
- loan against a promissory note
- loan against securities
- loan against shares
- loan at call
- loan at interest
- loan at notice
- loan for a period of
- loan in sterling
- loan of money
- loan on bills of exchange
- loan on call
- loan on collateral
- loan on debentures
- loan on easy terms
- loan on favourable terms
- loan on goods
- loan on interest
- loan on landed property
- loan on merchandise
- loan on mortgage
- loan on pawn
- loan on policy
- loan on securities
- loan on the security of bills
- loan on short notice
- loans to customers
- loan without interest
- loan without security
- loan with participations
- loan with strings attached
- loan bearing no interest
- loan payable on request of the creditor
- accelerate a loan
- accommodate with a loan
- advance a loan
- allow a loan
- apply for a loan
- assess delinquent loans
- back a loan
- book loans
- call in a loan
- cancel a call loan
- complete a loan
- contract a loan
- cover a loan
- default on a loan
- disburse a loan
- downgrade a loan
- extend a loan
- finance a loan
- float a loan
- forfeit a loan
- get a loan
- give a loan
- grant a loan
- guarantee a loan
- issue a loan
- launch a loan
- liquidate a loan
- make a loan
- meet a loan
- monitor a loan
- negotiate a loan
- obtain a loan
- offer a loan
- pay back a loan
- pay down a loan
- pay off a loan
- place a loan
- provide a loan
- put out on loan
- qualify for a loan
- raise a loan
- recall a loan
- redeem a loan
- renew a loan
- repay a loan
- request a loan
- retire a loan
- retrieve a loan
- secure a loan
- secure a new loan
- service a loan
- sink a loan
- slash loans
- subscribe to a loan
- support a loan
- take up a loan
- warrant a loan
- write off bad loans2. v -
16 loan
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17 deferred interest
фин. отсроченный процент* (процент, выплата которого отложена до окончания срока займа; характерен, в частности, для займов, подразумевающих внесение низких периодических платежей, недостаточных для покрытия полной суммы начисленных процентов)Some of the arrangements involve the use of discounted and other deferred interest securities, including capital-indexed securities.
See:* * ** * *. . Словарь экономических терминов . -
18 fully amortizing loan
банк., фин. полностью амортизируемый кредит (кредит, регулярные платежи по которому включают не только проценты, но и часть основной суммы долга, достаточную для того, чтобы к концу периода кредитования основная сумма кредита была полностью погашена)See:
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полностью амортизируемый кредит: кредит, регулярные платежи по которому достаточны для полного погашения кредита в установленный срок. -
19 reserve
1. n1) запас, резерв2) фин. резервный фонд3) pl суммы, оставшиеся после выплаты налогов, зарплат и распределения дивиденда4) оговорка
- actual reserve
- actuarial reserves
- aggregate reserves
- amortization reserve
- appropriated reserves
- assets valuation reserve
- available reserves
- bad debt reserve
- bad loan reserve
- bank reserve
- bonus reserve
- borrowed reserves
- business reserves
- capacity reserve
- capital reserves
- capital redemption reserve
- cash reserve
- claims reserve
- commercial reserves
- contingency reserve
- contingent reserve
- currency reserves
- deficiency reserve
- depreciation reserve
- development reserve
- disclosed reserves
- distributable reserves
- dividend reserve
- dividend equalization reserve
- dwindling reserves
- dormant labour reserves
- emergency reserve
- excess reserves
- external reserves
- extraordinary reserve
- first line reserves
- food reserves
- foreign currency reserves
- foreign exchange reserves
- fractional reserve
- free reserves
- funded reserve
- general reserves
- gold reserve
- gold and foreign exchange reserves
- government reserves
- hard currency reserves
- hidden reserves
- inflationary reserve
- inner reserves
- insurance reserve
- interest reserve
- international monetary reserves
- investment reserve
- labour reserves
- latent reserves
- legal reserve
- legal minimum reserve
- liability reserves
- liquid reserves
- liquidity reserves
- loan loss reserve
- loss reserve
- material reserves
- minimum reserve
- minimum cash reserve
- monetary reserve
- money reserve
- naked reserve
- negative foreign exchange reserves
- net reserve
- net borrowed reserves
- net free reserves
- net level premium reserve
- nonborrowed reserves
- official reserves
- oil reserves
- open reserves
- opening reserve
- operating reserve
- operating cash reserve
- pension reserve
- personnel reserve
- possible reserves
- potential mineral reserves
- premium reserve
- prescribed reserve
- primary reserves
- production reserves
- productive capacity reserve
- recoverable reserves
- redemption reserve
- renegotiation reserve
- replacement reserve
- required reserves
- revaluation reserve
- revenue reserves
- revolving reserve
- secondary reserves
- secret reserves
- sinking-fund reserve
- special reserve
- statutory reserve
- stock reserve
- strategic reserves
- surplus reserve
- tax reserve
- taxation reserve
- tax-free reserves
- time reserve
- undisclosed reserves
- undistributable reserves
- untapped reserves
- valuation reserve
- visible reserves
- voluntary reserves
- working reserve
- world's oil reserves
- reserve against demand deposits
- reserve against inventories
- reserve for amortization
- reserve for bad debts
- reserve for debt redemption
- reserve for deferred taxes
- reserve for depletion
- reserve for depreciation
- reserve for doubtful accounts
- reserve for doubtful debts
- reserves for export
- reserve for extensions
- reserve for interest
- reserve for loss in investments
- reserve for obsolescence
- reserve for outstanding claims
- reserve for overheads
- reserve for payment of future dividends
- reserve for probable losses
- reserve for taxes
- reserve on hand
- as a reserve
- under the usual reserve
- with reserve
- without reserve
- accumulate reserves
- borrow from reserves
- build up reserves
- command reserves
- create reserves
- draw on reserves
- hold in reserve
- get one's hands on oil reserves
- increase reserves
- keep in reserve
- maintain reserves
- maintain a legal reserve
- make reserves
- pledge reserves as collateral
- put aside as a reserve
- put in reserve
- put to reserve
- raid the reserves
- reduce reserves
- replenish the reserves
- set up reserves
- transfer to reserves2. v1) откладывать, запасать2) сохранять за собой (право)3) резервировать, бронировать, заказывать заранее4) оговариватьEnglish-russian dctionary of contemporary Economics > reserve
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20 reserve
1.1) откладывать, запасать2) бронировать, резервировать, заказывать заранее2.1) запас, резерв2) фин. резервный фонд3) оговорка•
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См. также в других словарях:
negative amortization — See: capitalized interest Category: Personal Finance & Retirement Category: Real Estate & Rental Property → Buying a House Nolo’s Plain English Law Dictionary. Gerald N. Hill, Kathleen Thompson Hill. 2009 … Law dictionary
Negative amortization — In finance, negative amortization, also known as NegAm, deferred interest or graduated payment mortgage, occurs whenever the loan payment for any period is less than the interest charged over that period so that the outstanding balance of the… … Wikipedia
Negative Amortization — An increase in the principal balance of a loan caused by making payments that fail to cover the interest due. The remaining amount of interest owed is added to the loan s principal, which ultimately causes the borrower to owe more money. For… … Investment dictionary
negative amortization — The increase in a loan balance resulting from a situation in which the payments due from the borrower are not sufficient to cover the full amount of the interest due. The amount of interest due that is not covered by the amount of the payment is… … Financial and business terms
Negative Amortization Limit — A provision in certain loan contracts that limits the amount of negative amortization that can take place. A loan negatively amortizes when scheduled payments are made that are less than the interest charge due on the loan at the time. When a… … Investment dictionary
negative amortization — the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun. * * * … Universalium
Negative amortization — A loan repayment schedule in which the outstanding principal balance of the loan increases, rather than amortizing, because the scheduled monthly payments do not cover the full amount required to amortize the loan. The unpaid interest is added to … Financial and business terms
Negative Amortization — (отрицательная амортизация) увеличение суммы основного долга на сумму подлежащих уплате процентов, не покрытых очередным платежом заемщика … Ипотека. Словарь терминов
negative amortization — the increase of the principal of a loan by the amount by which periodic loan payments fall short of the interest due, usually as a result of an increase in the interest rate after the loan has begun … Useful english dictionary
Negative Amortization Limit — (лимит отрицательной амортизации) максимальный размер, на который может увеличиться сумма основного долга кредита с учетом отрицательной амортизации, прежде чем отношение размера кредита к стоимости предмета залога (LTV) превысит заданный размер … Ипотека. Словарь терминов
Negative equity — occurs when the value of an asset used to secure a loan is less than the outstanding balance on the loan.[1] In the United States, assets (particularly real estate, whose loans are mortgages) with negative equity are often referred to as being… … Wikipedia